Dev Karvat, Founder & CEO, Asego, highlighted how changing travel patterns are driving demand for more personalised and adaptive insurance solutions. He noted that with complex itineraries and rising risk exposure, travellers — particularly millennials and Gen-Z — are prioritising relevance and flexibility over standard offerings, pushing providers to innovate and deliver behaviour-driven protection models. “The modern Indian traveller today is navigating a far more complex and risk-exposed environment than before. It is not just about where they travel, but how they travel — multi-country itineraries, high-altitude destinations, cruises, and adventure-led journeys are now increasingly common, each carrying its own set of risks.”
Rahul Bhadana is a digital editor at TravTalk with experience spanning multiple content niches, with a strong focus on travel trade journalism and digital publishing. A graduate of Delhi University, his work covers editorial writing, content strategy and platform-led storytelling, supporting TravTalk’s digital growth and industry engagement. A technology enthusiast, he enjoys films, poetry and exploring new ideas across media and culture.